055-3600102 info@be-insured.info

For all business and private insurance

Select a general insurance policy

The general insurance policy covers the main types of healthcare you receive, such as from your general practitioner, the hospital and the pharmacy. Everyone living or working in the Netherlands is legally obliged to take out a general insurance policy.

Select the deductible

The deductible is the amount you have to pay yourself before you start receiving reimbursement for healthcare under the general insurance policy. The compulsory deductible for 2021 is €385 which has been set by the government. On top of that, you can also opt for a voluntary deductible, increasing your total deductible to a maximum of €885. The higher the deductible you choose, the lower your premium will be.

  • The deductible applies to all insured persons fromthe age of 18.
  • If you would prefer to pay your deductible in instalments, you can.
  • You never pay a deductible for healthcare covered under the additional insurance package.

Choose your additional package and dental package
A number of benefits per package

Start

  • Urgent medical care abroad
  • Medically necessary transport to the Netherlands during urgent care
  • Urgent dental care abroad: €275
  • Dental costs after an accident: €10,000
  • Accommodation costs for one room (e.g. a Ronald McDonald house): €500
  • Drop-in centres for cancer patients/survivors and their families: €150
  • Exercise programmes: up to €350 every 3 years (only for certain conditions)

Basis

  • Physiotherapy and exercise therapy: 9 sessions
  • Contraceptives: €200 per year from the age of 21
  • Urgent medical care abroad
  • Medically necessary transport to the Netherlands during urgent care
  • Urgent dental care abroad: €275
  • Dental costs after an accident: €10,000
  • Accommodation costs for one room (e.g. a Ronald McDonald house): €500
  • Drop-in centres for cancer patients/survivors and their families: €150
  • Exercise programmes: up to €350 every 3 years (only for certain conditions)

Plus

  • Physiotherapy and exercise therapy: 12 sessions per year
  • Alternative treatment methods and medicines: max. €350 per year (up to €40 per day)
  • Glasses and contact lenses: €100 per two years
  • Hearing aids: per hearing aid, €100 of the statutory personal contribution
  • Contraceptives: €200 per year from the age of 21
  • Urgent medical care abroad
  • Medically necessary transport to the Netherlands during urgent care
  • Urgent dental care abroad: €275
  • Dental costs after an accident: €10,000
  • Accommodation costs for one room (e.g. a Ronald McDonald house): €500
  • Drop-in centres for cancer patients/survivors and their families: €150
  • Exercise programmes: up to €350 every 3 years (only for certain conditions)

Top

  • Physiotherapy and exercise therapy: 20 sessions per year
  • Alternative treatment methods and medicines: max. €550 per year (up to €40 per day)
  • Glasses and contact lenses: €125 per two years
  • Hearing aids: per hearing aid, €200 of the statutory personal contribution
  • Urgent medical care abroad
  • Medically necessary transport to the Netherlands during urgent care
  • Urgent dental care abroad: €275
  • Dental costs after an accident: €10,000
  • Accommodation costs for one room (e.g. a Ronald McDonald house): €500
  • Drop-in centres for cancer patients/survivors and their families: €150
  • Exercise programmes: up to €350 every 3 years (only for certain conditions)

Jongeren

  • Physiotherapy and exercise therapy: 9 sessions per year
  • Alternative treatment methods and medicines: max. €200 per year (up to €30 per day)
  • Glasses and contact lenses: €100 per two years
  • Contraceptives: €200 per year from the age of 21
  • 50 free condoms per year
  • 100% reimbursement of dental check-ups
  • 75% for other oral care (max. €450 per year)
  • Urgent medical care abroad
  • Medically necessary transport to the Netherlands during urgent care
  • Urgent dental care abroad: €275
  • Dental costs after an accident: €10,000
  • Accommodation costs for one room (e.g. a Ronald McDonald house): €500
  • Drop-in centres for cancer patients/survivors and their families: €150
  • Exercise programmes: up to €350 every 3 years (only for certain conditions)
  • Online health courses €60.00

Gezinnen

  • Physiotherapy and exercise therapy: 12 sessions per person per year
  • Obstetric care: reimbursement of the personal contribution
  • Alternative treatment methods and medicines: €350 per person per year (max. €40 per day)
  • Glasses and contact lenses: €150 per person per two years
  • Contraceptives: €200 per year from the age of 21
  • Dentist: 100% for check-ups, 100% for other oral care, maximum of €250 per person per year
  • Orthodontics up to 18 years: a maximum of €2,045.00 (one-off and 1 year waiting period)
  • Urgent medical care abroad
  • Medically necessary transport to the Netherlands during urgent care
  • Urgent dental care abroad: €275
  • Dental costs after an accident: €10,000
  • Accommodation costs for one room (e.g. a Ronald McDonald house): €500
  • Drop-in centres for cancer patients/survivors and their families: €150
  • Exercise programmes: up to €350 every 3 years (only for certain conditions)
  • Online health courses €60.00

50+

  • Physiotherapy and exercise therapy: 13 sessions per year
  • Alternative treatment methods and medicines: max. €350 per year (up to €40 per day)
  • Glasses and contact lenses: €100 per person per two years
  • Hearing aids: per hearing aid, €300 of the statutory personal contribution
  • Flu jab: once a year
  • Urgent medical care abroad
  • Medically necessary transport to the Netherlands during urgent care
  • Urgent dental care abroad: €275
  • Dental costs after an accident: €10,000
  • Accommodation costs for one room (e.g. a Ronald McDonald house): €500
  • Drop-in centres for cancer patients/survivors and their families: €150
  • Exercise programmes: up to €350 every 3 years (only for certain conditions)
  • Online health courses €60.00

Tandarts

  • Maximum reimbursement: €450 per year
  • Check-ups: 100% covered; 75% for other treatments
  • Oral care in the case of accidents: €10,000
  • Orthodontic care up to the age of 18: 80%, max. €2,045 (once only, and waiting time of 1 year)

Orthodontic care from the age of 18: 80%, maximum €345 (once only, and waiting time of 1 year

Uitgebreide Tandarts

  • Maximum reimbursement: €1,150 per year
  • Check-ups: 100% covered
  • Other oral treatments: 75% covered
  • Oral care in the case of accidents: €10,000
  • Orthodontic care up to the age of 18: 80%, max. €2,045 (once only, and waiting time of 1 year)
  • Orthodontic care from the age of 18: 80%, maximum €345 (once only, and waiting time of 1 year)