The general insurance policy covers the main types of healthcare you receive, such as from your general practitioner, the hospital and the pharmacy. Everyone living or working in the Netherlands is legally obliged to take out a general insurance policy.
The deductible is the amount you have to pay yourself before you start receiving reimbursement for healthcare under the general insurance policy. The compulsory deductible for 2023 is € 385 which has been set by the government. On top of that, you can also opt for a voluntary deductible, increasing your total deductible to a maximum of €885. The higher the deductible you choose, the lower your premium will be.
– The deductible applies to all insured persons from the age of 18.-
– If you would prefer to pay your deductible in instalments, you can.
– You never pay a deductible for healthcare covered under the additional insurance package.
– Urgent medical care abroad
– Dental care: common dental expenses 80% max € 250
– Physiotherapy: 9 sessions per year
– Urgent medical care abroad
– Dental care: common dental expenses 80% max € 500
– Physiotherapy: 9 sessions per year
– Additonal and dental insurance combined for everyone aged 18 to 30
– Birth control: 100% from the age of 21
– Altermative care: coverd up to € 200
– Glasses and lenses: coverd up to € 75 every 2 years
– Foot care: coverd up to € 150
– Dental costs: checkups are 100% and other treatments are 80% coverd up to € 150. Crowns, bridges, protheses and periodontal treatments are not coverd.
– Dental costs after an accident: coverd up to € 10.000
– Physiotherapy: 9 sessions per year
– Foot care: coverd up to € 100
– Physiotherapy: 18 sessions per year
– Foot care: coverd up to € 150
– Alternative care: coverd up to € 400
– Glasses and lenses: coverd up to € 75 per 2 year
– Physiotherapy: 18 sessions per year
– Foot care: coverd up to € 200
– Alternative care: coverd up to € 600
– Glasses and lenses: coverd up to € 125 per 2 year
– Covers checkups up to 100%
– Other treatments are 80% coverd up to € 250
– Covers checkups up to 100%
– Other treatments are 80% coverd up to € 500
– Covers checkups up to 100%
– Other treatments are 80% coverd up to € 750
– Crowns, bridges and implants: 80% coverd up to € 750
– Orthodontics: persons up to 18 years 100% is coverd up to € 2.000 and from 18 years 80% is coverd up to € 500
– Note: orthodontics, crowns, bridges and implants have a wating period of one year
