The general insurance policy covers the main types of healthcare you receive, such as from your general practitioner, the hospital and the pharmacy. Everyone living or working in the Netherlands is legally obliged to take out a general insurance policy.
The deductible is the amount you have to pay yourself before you start receiving reimbursement for healthcare under the general insurance policy. The compulsory deductible for 2023 is € 385 which has been set by the government. On top of that, you can also opt for a voluntary deductible, increasing your total deductible to a maximum of € 885. The higher the deductible you choose, the lower your premium will be.
– The deductible applies to all insured persons from the age of 18.
– If you would prefer to pay your deductible in instalments, you can.
– You never pay a deductible for healthcare covered under the additional insurance package.
A number of benefits per package
Start
-3 complete online physiotherapy treatment programs and/or treatments on location
– Physiotherapy after an accident
– Dental care after an accident
– Contraception (from age 21, max. €50)
– Mindfulness app Headspace
Extra
– 6 complete online physiotherapy treatment programs and/or treatments on location
– Physiotherapy after an accident
– Dental care after an accident
– Contraception (from age 21, 100%)
– Mindfulness app Headspace
– 100% reimbursement for urgent care abroad
– Abroad vaccinations
– Alternative/non-conventional medicine and movement-related care
€ 30 per visit, up to € 100
– 10 sessions physiotherapy
Benfit
– Alternative/non-conventional medicine and movement-related care
€ 40 per visit, up to € 350
– Physiotherapy after an accident
– Dental care after an accident
–Glasses, (contact) lenses and laser eye treatment € 75 per 2 consecutive calender years
– 16 sessions physiotherapy
– The personal contribution medicines under the basic health-care plan.
Optifit
– Alternative/non-conventional medicine and movement-related care
€ 50 per visit, up to € 550
– Glasses, (contact) lenses and laser eye treatment € 150 per 2 consecutive calender years
– 30 sessions physiotherapy
– The personal contribution medicines under the basic health-care plan
– Orthodontics up to the age of 18 (From the start of treatment: 1st 12 months max. € 1.000, 2nd 12 months max. € 1.000)
Topfit
– Alternative/non-conventional medicine and movement-related care
€ 65 per visit, up to € 1000
– Glasses, (contact) lenses and laser eye treatment € 300 per 2 consecutive calender years
– 50 sessions physiotherapy
– The personal contribution medicines under the basic health-care plan
– Orthodontics up to the age of 18 (From the start of treatment: 1st 12 months max. € 1.000, 2nd 12 months max. € 1.000 and 3rd 12 months max. € 1000)
Bewust Tandarts
– Covers 75% of your dental costs up to € 250
Tandfit Preventief
– ExpertClean electric toothbrush (1 toothbrush, max., for entire term of the health-care plan, and 4 brush heads per calendar year)
– Specialist dental care (The personal contribution, coverage under Dental Health care: from the age of 18)
– Accident coverage for dental health care € 10.000
Tandfit A
– Specialist dental care (The personal contribution, coverage under Dental Health care: from the age of 18)
– Dental prosthesis € 200 for the personal contribution,
– Accident coverage for dental health care € 2500
Tandfit B
– Specialist dental care (The personal contribution, coverage under Dental Health care: from the age of 18)
– Dental prosthesis € 500 for the personal contribution,
– Accident coverage for dental health care € 5000
Tandfit C
– Specialist dental care (The personal contribution, coverage under Dental Health care: from the age of 18)
– Dental prosthesis € 1250 for the personal contribution,
– Accident coverage for dental health care € 5000
Werkfit
– €100 for Health check-up
– 3 physiotherapy sessions
– Psychological care up to a maximum of €250 per year
– € 500 reimbursement for a preventive programme for mental health care
