The general insurance policy covers the main types of healthcare you receive, such as from your general practitioner, the hospital and the pharmacy. Everyone living or working in the Netherlands is legally obliged to take out a general insurance policy.
The deductible is the amount you have to pay yourself before you start receiving reimbursement for healthcare under the general insurance policy. The compulsory deductible for 2023 is € 385 which has been set by the government. On top of that, you can also opt for a voluntary deductible, increasing your total deductible to a maximum of € 885. The higher the deductible you choose, the lower your premium will be.
– The deductible applies to all insured persons fromthe age of 18.-
– If you would prefer to pay your deductible in instalments, you can.
– You never pay a deductible for healthcare covered under the additional insurance package.
– Physiotherapy: 9 sessions per year
– Birth control: 100% from the age of 21
– Glasses and lenses: coverd up to €100 per 3 years (incl. discount)
– Physiotherapy: 12 sessions per year
– Alternative care: coverd up to € 40 per day up to € 250 per year
– Birth control: 100% from the age of 21
– Glasses and lenses: coverd up to €150 per 3 years (incl. discount)
– Physiotherapy: 27 sessions per year
– Alternative care: coverd up to € 40 per day up to € 450 per year
– Birth control: 100% from the age of 21
– Glasses and lenses: coverd up to €250 per 3 years (incl. discount)
– Physiotherapy: 36 sessions per year
– Alternative care: coverd up to € 40 per day up to € 650 per year
– Birth control: 100% from the age of 21
– Consultations: 2 checkups and 15 mins cleaning or 1 checkup and 25 mins cleaning
– Fillings and pulling of molars: Maximum € 75 per year
– Dental costs after an accident: coverd up to € 2.000
Dental
– Consultations: 100%
– Fillings and pulling of molars: 100%
– Oral hygiene: 75%
– Other dental treatments (e.g. crowns): 75%
– Maximum reimbursment per year: maximum € 250 per year
– Dental costs after an accident: coverd up to € 2.000
– Consultations: 100%
– Fillings and pulling of molars: 100%
– Oral hygiene: 75%
– Other dental treatments (e.g. crowns): 75%
– Maximum reimbursment per year: maximum € 500 per year
– Dental costs after an accident: coverd up to € 2.000
– Dental costs after an accident: coverd up to € 2.000
– Consultations: 100%
– Fillings and pulling of molars: 100%
– Oral hygiene: 75%
– Other dental treatments (e.g. crowns): 75%
– Maximum reimbursment per year: maximum € 1000 per year
– Dental costs after an accident: coverd up to € 2.000
– Consultations: 100%
– Fillings and pulling of molars: 100%
– Oral hygiene: 75%
– Other dental treatments (e.g. crowns): 100%
– Maximum reimbursment per year: maximum € 1250 per year
– Dental costs after an accident: coverd up to € 2.000
